I believe he was referring to the sign up process, which is just as easy (if not easier). In fact, I often have a very difficult time (as a payer) paying throug

I believe he was referring to the sign up process, which is just as easy (if not easier). In fact, I often have a very difficult time (as a payer) paying through PayPal with my credit card and not my PayPal account. Sometimes I just don't want PayPal to be a part of all of my transactions. Basically, anything outside of eBay.