This says that debit cards are "online transactions" that could cost 10 cents vs 2% for an "offline" credit transaction - http://banking.about.com/od/checkingac

This says that debit cards are "online transactions" that could cost 10 cents vs 2% for an "offline" credit transaction - http://banking.about.com/od/checkingaccounts/a/debitvscredit.htm http://banking.about.com/od/checkingaccounts/a/debitvscredit... I believe the transaction fee is higher and there's a percentage rate taken for non-pin debit card transactions.