If anyone is interested more about the state of transferring money and ACH in the US, there was a good Planet Money episode [1] about it recently. [1] http://w

If anyone is interested more about the state of transferring money and ACH in the US, there was a good Planet Money episode [1] about it recently. [1] http://www.npr.org/blogs/money/2013/10/04/229224964/episode-489-the-invisible-plumbing-of-our-economy http://www.npr.org/blogs/money/2013/10/04/229224964/episode-...