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My understanding is that one way to reduce the impact of card skimming would be to use a credit card for general purchases rather than a debit card. I would esp
by noxryan 13y ago
My understanding is that one way to reduce the impact of card skimming would be to use a credit card for general purchases rather than a debit card. I would especially avoid pin-based transactions whenever possible.
- sliverstorm 13y agoOne thing that helps about credit cards - credit card companies extend you more protection, which means they assume more liability. From what I've seen/heard, this translates (as you would hope) to increased vigilance on their part. Personal example - driving cross country, I filled up maybe 4-5 times across several states. Got a call from my credit card company after the 4th fill-up. It had been less than 24 hours since the "spree" started, and I got the call in the middle of the night, from a human! (I was driving through the night)
- pbhjpbhj 13y ago>credit card companies extend you more protection, which means they assume more liability // I thought it meant they placed more liability with retailers &c.
- drone 13y agoIndeed... There are other benefits as well, for example: using high cash-back cards can cost you less for the same items.
- kalleboo 13y agoI'm tempted right now to scrape the magstripe off my debit card so it's chip-only.
- chcleaves 13y agocompletely agreed!
- fryguy 13y agoThat's the main reason I don't have a debit card. Only an ATM card, and a credit card.