I'm sorry but if you're on $130k at the age of 21, I really don't think you should worry about procrastination. If I was on anything near $130K at my age, I'd w

I'm sorry but if you're on $130k at the age of 21, I really don't think you should worry about procrastination. If I was on anything near $130K at my age, I'd walk around with a grin on my face 24/7. Go to the beach and enjoy your life.