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Yes, those are exactly the questions I've seen on credit checks to verify my identity.
by mikec3k 13y ago
Yes, those are exactly the questions I've seen on credit checks to verify my identity.
- SomeCallMeTim 13y agoThe problem with this theory is that a credit check needs an SSN. An SSN wouldn't have confused OP with his father.
- eco 13y agoSSN data isn't flawless. My brother and I somehow had the same SSN until I was in my teens (right as I started working but before he did so thankfully it wasn't too difficult to fix).
- qeorge 13y agoOddly enough it doesn't. For example, you can perform a credit check via this API using only a name + address: http://www.meridianlink.com/creditAPI.asp http://www.meridianlink.com/creditAPI.asp I have personally used this API, and it works.
- Spooky23 13y agoDoesn't matter. The credit bureaus mix people up all of the time, particularly if you shared a name and street in the past. My wife and mother in law share a first name. And a middle name that varies by one letter. (Ie. Mary Ann and Mary Beth) credit reports routinely mix them up. When I was in school in 1996, a collector managed to get a business debt of my grandfather (who shared a name and died in 1986) attached to me.