6 ms·What specific law are you referring to that forces Main Street to invest in 401Ks?by penny500 13y agoWhat specific law are you referring to that forces Main Street to invest in 401Ks?rayiner 13y agoThe tax code, mainly (and remember attempts to privatize social security?). Not overt force, no, but intended to skew behavior certainly.Evbn 13y ago401k doesn't force you into wall street. You can buy govt securities or money market, unless your employer is awful.