6 ms·
You don't need it. AVS checks numerical part only anyhow. Billing ZIP is more than enough.
by pfredrich 14y ago
You don't need it. AVS checks numerical part only anyhow. Billing ZIP is more than enough.
- robryan 14y agoDon't think that is true. Our gateway will report zip match or full address match.
- pfredrich 14y agohttp://en.wikipedia.org/wiki/Address_Verification_System http://en.wikipedia.org/wiki/Address_Verification_System "AVS verifies the numeric portions of a cardholder's billing address. For example, if the address is 101 Main Street, Highland, CA 92346, in the United States, AVS will check 101 and 92346. Sometimes AVS checks additional digits such as an apartment number, other times it does not..." They might call it 'full address', still it's just the numeric part.
- robryan 14y agoAh thanks. Thought it was doing more but for most cases that would be enough. Most fraud isn't very sophisticated so just the number and zip would be enough.
- PeterisP 14y ago[edited] Apparently it does check only the numbers.
- pfredrich 14y agoWhat makes you think that? Look here: http://en.wikipedia.org/wiki/Address_Verification_System http://en.wikipedia.org/wiki/Address_Verification_System
- PeterisP 14y agoI had remembered from an earlier implementation that it would check everything and that we could approve transactions where numerics match but text part isn't the same; but possibly it was simply choosing what to do if street address was ok (for the number) but the postal code was wrong/missing, as here most people don't care about their postal code and may enter it wrongly.