And in Germany if you somehow cause more damage than that, you have to pay the remainder out of pocket, and Germany is much better at enforcing payment than any

And in Germany if you somehow cause more damage than that, you have to pay the remainder out of pocket, and Germany is much better at enforcing payment than any other country. That's right, if you crash into a billionaire's 2 million dollar Ferrari and total it, the state will extract one million dollars from you.