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> In-car dongles that track jerky driving, crash event recorders, and driver monitoring systems now let an insurer observe behavior directly and price it. Uh,
by jeffbee 4d ago
> In-car dongles that track jerky driving, crash event recorders, and driver monitoring systems now let an insurer observe behavior directly and price it.
Uh, but not in California, because of 1988's Prop. 103. Telematics for insurance pricing are completely unavailable in California.
- Gibbon1 4d agoBecause of Prop 103 California has reasonable insurance rates especially considering cost of living. California's laws and regulations are oriented around forcing people to have at least some coverage. I suspect that the laws annoy insurance companies because they conflict with MBAs craven impulses. But those impulses when not pushed back against eventually result in collapse.
- jeffbee 4d agoSome aspects of Prop. 103 work. The definition of "good driver" as everyone who hasn't caused a fatality in the last 3 years is not one of those aspects.
- danny_codes 3d agoIsn’t that exactly the problem pointed out on the article? In an attempt to make driving more affordable, the state causes the victims of drivers to pay for their own victimization. Par the course for a CA law but still. As a side n ote,curious if people have takes on why CA creates so many objectively garbage laws.
- mslate 4d ago[dead]
- ndsipa_pomu 3d agoI've long thought that black boxes for drivers can also act to detect various diseases. If someone's smoothness of driving suddenly starts to deteriorate, then it's often a sign of early dementia or eye diseases.