Yep, at least in my case (Spain), given the price of the houses and that banks are giving mortgages for 70-80% of the value, tops, you better have 100K in the b

Yep, at least in my case (Spain), given the price of the houses and that banks are giving mortgages for 70-80% of the value, tops, you better have 100K in the bank for the down payment if you want to live in a relatively big city. So even with a good salary, is difficult to buy a house.