I pay forced (happy with it) 11%, add extra and get extra from employer up to a total of 15%. Used to be in a union (in a sector I don't work in anymore) that

I pay forced (happy with it) 11%, add extra and get extra from employer up to a total of 15%. Used to be in a union (in a sector I don't work in anymore) that bumped that up to 18%. 7.5% is woefully little.