> Well you can get it only in some kind of machines, and you need to pay it cash. Also you need to use cash to charge it Totally forgot about that aspect, you

> Well you can get it only in some kind of machines, and you need to pay it cash. Also you need to use cash to charge it Totally forgot about that aspect, you are 100% correct. I remember traveling with my friend who had a physical card, and more than once we had to reroute to a nearby kiosk and wait in line, so he could recharge the balance on the card. Apple Wallet felt more convenient, because recharging it was as simple as picking the amount to recharge and hitting "submit."