> “Just log into your bank account on the mobile web browser” is a pretty clunky way to see why your card declined. But that's because the user experience as d

> “Just log into your bank account on the mobile web browser” is a pretty clunky way to see why your card declined. But that's because the user experience as designed is more hostile or not otherwise accounting for mobile use--right? Or are you saying there is a limit to the web platform's ability to reduce friction?