That is a fairly sterile reading of the situation. It’s hard to explain to those who haven’t been close to it. It’s like how defaulting to invest in a 401k cre

That is a fairly sterile reading of the situation. It’s hard to explain to those who haven’t been close to it. It’s like how defaulting to invest in a 401k creates massive improvements for savings for the population with a 401k There are those who will frivolously spend money that could pay an electricity bill, then end up without power.