In india, nobody cares about Apple Pay. We care about UPI. Every nook and corner, every person old or young, every chai wala, every kirana shop uses it. The con

In india, nobody cares about Apple Pay. We care about UPI. Every nook and corner, every person old or young, every chai wala, every kirana shop uses it. The constraints that plague the US is irrelevant for us. Salesman can scream the amount, the customer can zoom and scan without meddling through the crowd and make the payment from a distance while the loudspeaker announces the payment. Imagine using cards there, people will riot :) Shops in general are wary of cards. Busy shops simply won't tolerate cards as they require someone to enter the figure. Busy shops will shudder. Goto banglore, visit a busy street chai shop, ask him to accept cards, he will shudder. Besides the whole Tap to Pay itself is problematic as it puts the customer at the mercy of the receiver and his device. UPI ensures customer controls how much money is being transferred. More secure. Less hassle. No physical cards. More modern