8 ms·

Perfect is the enemy of good. Also, you can use the bank's website for most tasks. I think most non-techies could happily do this.

by tarkin2 1mo ago

MarceliusK 1mo ago
The problem is that one essential app being unavailable can outweigh the other 95% of the phone working perfectly
- eimrine 1mo ago
  Capitalists know how to hook up the intended audience. Just disallow people to use their money with any FOSS OS. RMS is crying.
  - inigyou 1mo ago
    It's called a card. Get a phone case with a pocket. Put the card in the pocket.
    - eimrine 1mo ago
      RMS is still having two reasons to cry even in your case.
      - inigyou 1mo ago
        Don't let the perfect be the enemy of the good. If my bank wants me to run proprietary shitware, they can supply me with their proprietary secure processor to run it on, and we're good.
        inigyou 1mo ago
        Also the bank card is really part of the bank system. It doesn't do anything else, and it has to interoperate exactly as they want it to. While I may feel the right to hack on it, I'd do so entirely at my own risk. It's probably better that I don't mess with it as long as it fulfils its purpose. I can use my own device for my own stuff. I feel the same way about ISP modems (not routers). As long as I get an Ethernet port and the modem isn't doing anything untoward, I don't see any problem with letting the ISP's network termination equipment exist inside my house. Some people think there should be a right to hand off the connection as DSL or fiber and buy your own modem, and I think you should be allowed to do that at your own risk, but I don't think the ISP should have to support it. Particularly with PON fiber or CATV, it's actually a bit dangerous to let the customer use random modems as it's a shared medium with half your street and you wouldn't want to jam them.
CalRobert 1mo ago
In Europe at least the banks website won’t function if you don’t auth with their app.
- jraph 1mo ago
  I live in Europe and I can use my bank just fine without their app. I've read somewhere that some banks will let you use their SMS 2FA as long as you haven't already used their mobile app.
  - CalRobert 1mo ago
    Cool, good to know. When I first moved to Ireland you could get a hardware code generator too but I don’t know if that’s still a thing
    - Anonyneko 1mo ago
      Still a thing with some of the Finnish banks, as I've recently learned. In my bank it costs ~20€ - unless you can't physically use a smartphone, in which case it's free. But you kinda have to know that it exists.
      - jraph 1mo ago
        > unless you can't physically use a smartphone Like, because of a disability, or because you don't have a smartphone? In the latter case, would it work to just go to the bank with a dumb phone?
        Anonyneko 1mo ago
        I think it's either. With Nordea, it's seemingly based on whether you are already using the mobile ID app or not. They also have a different "Talk Device" that is specifically meant for people with disabilities and such, which is supposedly free to get once (80€ for replacements), but the page doesn't specify who can order it.
        1mo ago

Perfect is the enemy of good. Also, you can use the bank's website for most tasks. I think most non-techies could happily do this.

by tarkin2 1mo ago

Perfect is the enemy of good. Also, you can use the bank's website for most tasks. I think most non-techies could happily do this.

MarceliusK 1mo ago

The problem is that one essential app being unavailable can outweigh the other 95% of the phone working perfectly

eimrine 1mo ago
Capitalists know how to hook up the intended audience. Just disallow people to use their money with any FOSS OS. RMS is crying.
- inigyou 1mo ago
  It's called a card. Get a phone case with a pocket. Put the card in the pocket.
  - eimrine 1mo ago
    RMS is still having two reasons to cry even in your case.
    - inigyou 1mo ago
      Don't let the perfect be the enemy of the good. If my bank wants me to run proprietary shitware, they can supply me with their proprietary secure processor to run it on, and we're good.
      - inigyou 1mo ago
        Also the bank card is really part of the bank system. It doesn't do anything else, and it has to interoperate exactly as they want it to. While I may feel the right to hack on it, I'd do so entirely at my own risk. It's probably better that I don't mess with it as long as it fulfils its purpose. I can use my own device for my own stuff. I feel the same way about ISP modems (not routers). As long as I get an Ethernet port and the modem isn't doing anything untoward, I don't see any problem with letting the ISP's network termination equipment exist inside my house. Some people think there should be a right to hand off the connection as DSL or fiber and buy your own modem, and I think you should be allowed to do that at your own risk, but I don't think the ISP should have to support it. Particularly with PON fiber or CATV, it's actually a bit dangerous to let the customer use random modems as it's a shared medium with half your street and you wouldn't want to jam them.

CalRobert 1mo ago

In Europe at least the banks website won’t function if you don’t auth with their app.

jraph 1mo ago
I live in Europe and I can use my bank just fine without their app. I've read somewhere that some banks will let you use their SMS 2FA as long as you haven't already used their mobile app.
- CalRobert 1mo ago
  Cool, good to know. When I first moved to Ireland you could get a hardware code generator too but I don’t know if that’s still a thing
  - Anonyneko 1mo ago
    Still a thing with some of the Finnish banks, as I've recently learned. In my bank it costs ~20€ - unless you can't physically use a smartphone, in which case it's free. But you kinda have to know that it exists.
    - jraph 1mo ago
      > unless you can't physically use a smartphone Like, because of a disability, or because you don't have a smartphone? In the latter case, would it work to just go to the bank with a dumb phone?
      - Anonyneko 1mo ago
        I think it's either. With Nordea, it's seemingly based on whether you are already using the mobile ID app or not. They also have a different "Talk Device" that is specifically meant for people with disabilities and such, which is supposedly free to get once (80€ for replacements), but the page doesn't specify who can order it.
      - 1mo ago