Even simpler: I wish banks would allow you to set up a requirement of MFA for transactions over a certain amount (with everyone's consent of course). My parent

Even simpler: I wish banks would allow you to set up a requirement of MFA for transactions over a certain amount (with everyone's consent of course). My parents are not yet a concern for this stuff, but I imagine eventually they might be. So I would get a notification on my phone to approve the transaction/withdrawal.