> A spouse that marries a homeowner, for example. It would be "better" if they broke up and owned their own separate homes. No, if you look at the first exampl

> A spouse that marries a homeowner, for example. It would be "better" if they broke up and owned their own separate homes. No, if you look at the first example explaining how the two metrics are calculated, it is clear that both spouses are considered homeowners for HPOP.