that's how it works in my country, though there are no denies, almost 90% of transactions over 20-30$ will require I go into my bank app and confirm it. rarely

that's how it works in my country, though there are no denies, almost 90% of transactions over 20-30$ will require I go into my bank app and confirm it. rarely a big transaction will go through without 2FA but I've never had a transaction declined outright without first asking me to 2FA from the bank app