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Why would you keep any money on PayPal. It’s just a pass-through to your bank account, accepting payments without giving your bank details to strangers on the i

• mholm 2mo ago
  Once you start doing frequent business through PayPal, they begin 'holding' some of your money to form a buffer against chargebacks and fraud. This doesn't happen often at the consumer level, but dominates within the small business world.
  • Alupis 2mo ago
    This just isn't true. PayPal isn't a bank. They're a processor. People run afoul when they keep large amounts in their processor account instead of doing free nightly sweeps. They also run into trouble when they do weird things - like new accounts receiving large funds from international sources, etc. PayPal (and all processors) are required to investigate those instances until you have an established relationship with them - and they'll temporarily hold the suspicious funds while that happens. Business accounts have predictable, established patterns. 99% of the horror stories you hear fall into one of these categories, or both: 1) New Account 2) Unusual Account Activity PayPal processed millions in annual payments for my previous company, without any issues.
    • lotsofpulp 2mo ago
      >People run a fowl when they keep large amounts in their processor account instead of doing free nightly sweeps. Bird law in this country is not governed by reason.