That doesn’t seem right - off the top of my head I think it’s more like 4 years? maybe it should be “103*4/2/52” (not “/12”) ? … hopefully the effective wait t

That doesn’t seem right - off the top of my head I think it’s more like 4 years? maybe it should be “103*4/2/52” (not “/12”) ? … hopefully the effective wait time is considerably shorter if a long line is taken as a demand signal, leading them to buy more.