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Just force 3d secure, as it shifts the liability to the customer's bank. Most people don't mind opening their banking app on the phone for confirming the transa
by super256 4mo ago
Just force 3d secure, as it shifts the liability to the customer's bank. Most people don't mind opening their banking app on the phone for confirming the transaction if they really want the product for itseprice.
- gingerlime 4mo agoif customer fraudulently claims to their bank that they haven’t received the product, the bank files a chargeback and 3DS does not protect the merchant against it.
- anticensor 4mo agomost banks refuse chargebacks from 3ds transactions
- gingerlime 4mo agoeven if the customer claims the product never arrived?
- anticensor 4mo agoyes some do even in those cases
- checkmight 4mo agoNot True Non fraud reasons ( NR or Credit not processed) can be filed 3DS adds no friction