7 ms·
In some setups UPI doesn't even internet! Just an SMS is sufficient
by dd_xplore 4mo ago
In some setups UPI doesn't even internet! Just an SMS is sufficient
- jeroenhd 4mo agoI can see the usability aspect, but using an insecure protocol like SMS for something like payment sounds like an absolutely awful idea. RCS might work as it's a bit more secure (and more importantly: doesn't have a 2G/3G compatible version that criminals might trivially abuse); it even has an optional money sending API in its protocol.
- 0x1ceb00da 4mo agoPeople who are using upi over sms don't have a lot of money. Scamming them isn't worth the trouble.
- dd_xplore 4mo agoThe wallet doesn't allow you to keep more than ₹2000
- someonenice 4mo agoThere is UPI wallet (preload your wallet) that require no internet. But this still require a smartphone. The SMS option is mainly to avoid requiring a smartphone. There is a huge population that do not have a smartphone.