6 ms·

> The same is true in a physical card wallet. Not at all. In my physical wallet, those identical looking cards have different names on them, ie. <myfirstname

by lode 4mo ago

> The same is true in a physical card wallet. Not at all. In my physical wallet, those identical looking cards have different names on them, ie. <myfirstname mylastname> and <mylastname - partnerslastname> for joint accounts. I can also mark them up with a marker, or request a different picture from some banks. In iOS I need to remember that the one ending with 0044 is mine, and 0073 is for our joint account. I have no way to add an alias or distinguish them otherwise. This is ridiculous.

marcus_holmes 4mo ago
I use physical stickers on my cards to tell them apart
alistairSH 4mo ago
That's not universally true. I have a shared checking account with my spouse. Both my personal card and shared card are the same, save for the actual card number.
- jermaustin1 4mo ago
  Same here. I'm in the US. I actually thought Credit/Debit cards had to have YOUR "full" name on them. My wife and I share MANY accounts, and none of our cards have a "shared" name on it.
  - bombcar 4mo ago
    The only information sent to the card processor is the swipe (number expiration date) and sometimes the zip code and verification code on the back (if entered by hand).
    - jermaustin1 4mo ago
      When my wife worked retail (20+ years ago), she had to verify the name on the card with the name on the machine with the name on their ID. They caught a decent number where the machine had a different name pop up than the card showed. And WAY more when comparing both to their ID. They called her "The Bulldog" because of how vigilant she was about it. That store lead the region in CC Fraud. But soon they were the bottom of the region in shrink and loss prevention.
      - bombcar 4mo ago
        At least in my experience the "name on the machine" back then was just read from the magstripe - I had access to a track 3 writer and had some fun copying my credit card info onto my driver license and swiping that.
        jermaustin1 4mo ago
        > the "name on the machine" back then was just read from the magstripe. It is (or was last time I played with card readers). But a person would sometimes use a stolen card with their name on the physical card so it matched their ID. I guess people weren't updating it digitally? Maybe it was easier to just clone a card onto a card you already have?
      - alistairSH 4mo ago
        I worked retail for a bit in high school. I tried to check card vs ID name for about a week before the manager told me to cut that shit out - too many wives, kids, etc using "dad's" card (this was 1994, so it was almost exclusively dad's card - I imagine that's changed in the last 30 years).
        jasomill 4mo ago
        Requiring additional ID for low-value credit card transactions is not necessarily good security from a customer standpoint, as it increases exposure to identity theft by store employees to reduce the relatively minor risk of small, easily reversible fraudulent transactions.
        lmz 4mo ago
        Is a card present transaction generally "easily reversible"?
    - chimeracoder 4mo ago
      > The only information sent to the card processor is the swipe (number expiration date) and sometimes the zip code and verification code on the back (if entered by hand). For credit cards? No, that's not necessarily true.
the_other 4mo ago
My banks provide different colour options for their cards. All my digital cards differ, even from the same bank. The alternate colours helps within the banks/ apps as well as within Wallet, so it's not just an iOS "workaround". I agree, it would be nice if Apple added stickers, but the problem isn't, IMO, as bad as you make out. Exceptions include transport and concert tickets. Most of the time this doesn't cause problems because I'm standing with the other people I'm travelling/gigging with, and the agent scanning the tickets doesn't care about any names on them.
- thdr 4mo ago
  > but the problem isn't, IMO, as bad as you make out. But it is exactly as bad as they describe it. My bank doesn't provide color options for my cards, and there is no way to distinguish my two cards aside from the displayed four digits.
  - dpoloncsak 4mo ago
    ...so you keep the one you primarily use in the front of your card slot in your wallet, and the one you don't use often behind your other cards. Apple wallet solves this in a similar way, letting you arrange the order
    - thdr 4mo ago
      Yes, I can try to memorize the order of the cards. What a lousy workaround, and absolutely no reason to defend poor UI design.
    - thedougd 4mo ago
      I didn't know I could do that, so I just gave it a try. First instinct, double tap the side button to open Wallet. Couldn't rearrange the cards there. So,I opened Settings app and couldn't rearrange the cards there. Finally, I opened the Wallet app and found I could rearrange cards there, though there's no visual indicators that I can. I accidentally changed my default card on the first attempt.
Terretta 4mo ago
> I have no way to add an alias or distinguish them otherwise. Seeing ones own name on a physical card also doesn't say say which joint account it is, yours or your partners (my partner and I each have Bank X, and each have a card for the other, which only has our own name, so, I feel your pain). But, there is a way! 1. Tap the card, then tap the card[123] icon upper right and "Enter physical card information". 2. Either scan the card or type it in. Add the CVV while you're at it, seeing this later requires an additional FaceID. 3. Add "Description" for "Mine" or "Joint" or whatever. (KEY STEP) When asked if you want to replace the card with same number say yes. It'll stay the same card, same transaction histories, etc., but now have a distinguishing description.
- codesnik 4mo ago
  which is much better than nothing, but is a fairly recent addition

by lode 4mo ago

marcus_holmes 4mo ago

I use physical stickers on my cards to tell them apart

alistairSH 4mo ago

That's not universally true. I have a shared checking account with my spouse. Both my personal card and shared card are the same, save for the actual card number.

jermaustin1 4mo ago
Same here. I'm in the US. I actually thought Credit/Debit cards had to have YOUR "full" name on them. My wife and I share MANY accounts, and none of our cards have a "shared" name on it.
- bombcar 4mo ago
  The only information sent to the card processor is the swipe (number expiration date) and sometimes the zip code and verification code on the back (if entered by hand).
  - jermaustin1 4mo ago
    When my wife worked retail (20+ years ago), she had to verify the name on the card with the name on the machine with the name on their ID. They caught a decent number where the machine had a different name pop up than the card showed. And WAY more when comparing both to their ID. They called her "The Bulldog" because of how vigilant she was about it. That store lead the region in CC Fraud. But soon they were the bottom of the region in shrink and loss prevention.
    - bombcar 4mo ago
      At least in my experience the "name on the machine" back then was just read from the magstripe - I had access to a track 3 writer and had some fun copying my credit card info onto my driver license and swiping that.
      - jermaustin1 4mo ago
        > the "name on the machine" back then was just read from the magstripe. It is (or was last time I played with card readers). But a person would sometimes use a stolen card with their name on the physical card so it matched their ID. I guess people weren't updating it digitally? Maybe it was easier to just clone a card onto a card you already have?
    - alistairSH 4mo ago
      I worked retail for a bit in high school. I tried to check card vs ID name for about a week before the manager told me to cut that shit out - too many wives, kids, etc using "dad's" card (this was 1994, so it was almost exclusively dad's card - I imagine that's changed in the last 30 years).
      - jasomill 4mo ago
        Requiring additional ID for low-value credit card transactions is not necessarily good security from a customer standpoint, as it increases exposure to identity theft by store employees to reduce the relatively minor risk of small, easily reversible fraudulent transactions.
        lmz 4mo ago
        Is a card present transaction generally "easily reversible"?
  - chimeracoder 4mo ago
    > The only information sent to the card processor is the swipe (number expiration date) and sometimes the zip code and verification code on the back (if entered by hand). For credit cards? No, that's not necessarily true.

the_other 4mo ago

My banks provide different colour options for their cards. All my digital cards differ, even from the same bank. The alternate colours helps within the banks/ apps as well as within Wallet, so it's not just an iOS "workaround". I agree, it would be nice if Apple added stickers, but the problem isn't, IMO, as bad as you make out. Exceptions include transport and concert tickets. Most of the time this doesn't cause problems because I'm standing with the other people I'm travelling/gigging with, and the agent scanning the tickets doesn't care about any names on them.

thdr 4mo ago
> but the problem isn't, IMO, as bad as you make out. But it is exactly as bad as they describe it. My bank doesn't provide color options for my cards, and there is no way to distinguish my two cards aside from the displayed four digits.
- dpoloncsak 4mo ago
  ...so you keep the one you primarily use in the front of your card slot in your wallet, and the one you don't use often behind your other cards. Apple wallet solves this in a similar way, letting you arrange the order
  - thdr 4mo ago
    Yes, I can try to memorize the order of the cards. What a lousy workaround, and absolutely no reason to defend poor UI design.
  - thedougd 4mo ago
    I didn't know I could do that, so I just gave it a try. First instinct, double tap the side button to open Wallet. Couldn't rearrange the cards there. So,I opened Settings app and couldn't rearrange the cards there. Finally, I opened the Wallet app and found I could rearrange cards there, though there's no visual indicators that I can. I accidentally changed my default card on the first attempt.

Terretta 4mo ago

> I have no way to add an alias or distinguish them otherwise. Seeing ones own name on a physical card also doesn't say say which joint account it is, yours or your partners (my partner and I each have Bank X, and each have a card for the other, which only has our own name, so, I feel your pain). But, there is a way! 1. Tap the card, then tap the card[123] icon upper right and "Enter physical card information". 2. Either scan the card or type it in. Add the CVV while you're at it, seeing this later requires an additional FaceID. 3. Add "Description" for "Mine" or "Joint" or whatever. (KEY STEP) When asked if you want to replace the card with same number say yes. It'll stay the same card, same transaction histories, etc., but now have a distinguishing description.

codesnik 4mo ago
which is much better than nothing, but is a fairly recent addition