They will lose. The only areas Germany can compete, are that with broad APIs. Take HBCI/FinTS for banking. Go API or go out of business. I‘m pretty sure Piknik

They will lose. The only areas Germany can compete, are that with broad APIs. Take HBCI/FinTS for banking. Go API or go out of business. I‘m pretty sure Piknik and Flaschenpost will offer agentic agent compatible APIs at some point.