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The problem with this is that private health insurance is very cheap because there is an NHS that takes care of emergencies and does more than 50% of the rest.
by mmarq 7mo ago
The problem with this is that private health insurance is very cheap because there is an NHS that takes care of emergencies and does more than 50% of the rest. So your taxes keep your health insurance premia low.
Otherwise a comprehensive health insurance wouldn’t cost 200£ a month per person (I just requested a quote from AXA, as a 45 year old with no health problems, adding all packages, unlimited specialist visits and no excess)
- roryirvine 7mo agoYeah, there's a reason why it's a standard perk for tech employees - they're dirt cheap to insure. I'm a bit older than you, and the taxable value of my PHI is £140/month. I've not looked into what that covers, or what the excess etc is, and have never even considered making use of it. And why would I? When I needed treatment in a hurry, I was blue lighted to Barts and spent two weeks in their ITU getting world-class care free of charge, with not a single thought given to cost or having to call my insurer to ask permission for particular treatments or whatever. Thank fuck for the NHS!