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> Of course take their good parts. I completely agree. Sadly UPI is now almost completely dependant on platform integrity ( google and apple).
by dj0k3r 7mo ago
> Of course take their good parts.
I completely agree. Sadly UPI is now almost completely dependant on platform integrity ( google and apple).
- vee-kay 7mo agoYou need to research better before forming and sharing wrong opinions about world's most popular payments system: UPI. UPI will work even without a smartphone, it will work on even with a basic feature phone, using USSD codes! That's called UPI 123PAY. https://www.msn.com/en-in/money/news/upi-without-smartphone-rbi-s-new-feature-allows-upi-payments-via-basic-phones-here-s-how/ar-AA1FvTHK https://www.msn.com/en-in/money/news/upi-without-smartphone-... This feature allows rural populations, poor people, small merchants, etc., to send and receive UPI payments, even without a smartphone. So UPI has no dependency on Google or Apple, it can work on any basic phone that supports USSD codes feature!
- SanjayMehta 7mo agoA key patent on this is held by a friend of mine. He tried to monetise this tech way before operators were ready. I forget what the company was called, m-pay or something like that.