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Instant SEPA is free - see Instant Payments Regulation (IPR) — Regulation (EU) 2024/886.

• moffkalast 7mo ago
  Hmm does instant SEPA differ in some way from the regular kind? I just checked and my bank still lists 0.4-1.1€ per external transfer. It's the national bank so I presume they're not likely to be in breach of EU regulations.
  • pimeys 7mo ago
    Mine did too a year ago or so still (N26). Now they are free due to it being mandatory in EU.
    • Sharparam 7mo ago
      Only mandatory in Eurozone countries, sadly. It won't be until 2027 (July at the latest?) where it will be mandatory for all EU countries.