I'm surprised they even released a hardware swipe solution at all. Most canadian cards have NFC embedded in them now (Interac Flash, MasterCard PayPass, Visa pa

I'm surprised they even released a hardware swipe solution at all. Most canadian cards have NFC embedded in them now (Interac Flash, MasterCard PayPass, Visa payWave). Surely a much simpler solution is just being able to tap my card to a merchant's phone and avoid a special dongle all together?