I meant to add that I don't advertise it and just invalidate the account. Omitted it for brevity. There is also the long time friend you do a site for, with an

I meant to add that I don't advertise it and just invalidate the account. Omitted it for brevity. There is also the long time friend you do a site for, with an agreed upon price. And he forgets to renew the bank transfer every year... for months.