Exactly this. When I looked at Wisprflow at $12/month, I realized over 2 years I'd pay ~$290 for software that runs entirely on my Mac with near-zero server cos

Exactly this. When I looked at Wisprflow at $12/month, I realized over 2 years I'd pay ~$290 for software that runs entirely on my Mac with near-zero server costs on their end. The "forgot to cancel" revenue model works, but (like you implied) it's predatory when the software doesn't need ongoing infrastructure.