From what I understand to allow pay like card without bank as intermediate. Digital in sense that it it's not physical bank note, but app or something similar.

From what I understand to allow pay like card without bank as intermediate. Digital in sense that it it's not physical bank note, but app or something similar. Here are longer explanation what they want to achieve. https://www.ecb.europa.eu/euro/digital_euro/timeline/profuse/shared/pdf/ecb.derdgp251030_RDG_progress_report_October_25.en.pdf https://www.ecb.europa.eu/euro/digital_euro/timeline/profuse...