"As soon as profit can be made" is exactly what the article is warning about. This is exactly the "Human + AI" combination. Within your lifetime (it's probably

"As soon as profit can be made" is exactly what the article is warning about. This is exactly the "Human + AI" combination. Within your lifetime (it's probably already happened) you will be denied something you care about (medical care, a job, citizenship, parole) by an AI which has been granted the agency to do so in order to make more profit.