Mobile phone App/Passkey authentication is just a way to pass the responsibility down to users. Losing a phone today is not just losing the passkey, there are "

Mobile phone App/Passkey authentication is just a way to pass the responsibility down to users. Losing a phone today is not just losing the passkey, there are "login with QR-code" schemes too, which do not need a password at all. It is a bad trend to pass all security onto the physical phone.