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So does OpenAI (last I checked) which I sadly learned the hard way.

georgel 1y ago
I lost my free credits they were giving away a couple years back, but when you pay they make it fairly clear they will expire. I see no issues here from any provider doing this, as long as it is made clear.
- OutOfHere 1y ago
  Even though they do make it clear, one should still have an issue with providers doing it. The reason is that various providers like Uber, Lyft, Namecheap, and some cloud vendors, etc. do not do it at all. As such it is a fairly unethical practice.
  - richwater 1y ago
    > Even though they do make it clear > As such, it is theft, plain and simple What?
    - deleted 1y ago
      [deleted]
    - anigbrowl 1y ago
      These aren't contradictory. If I say I'm going to steal your phone and then I do, notifying you beforehand doesn't absolve me of criminal liability. One could argue that it's a contractual arrangement, but there's a well established doctrine of unconscionability in contract law. It's especially applicable when contracts are unilateral rather than being negotiated between peers.
- kelnos 1y ago
  I have many issues with providers doing that. The reason they take your money and give you credits in exchange is because that gives them lower credit card processing fees (one larger transaction vs. many smaller ones). If they're going to do that to make things cheaper for them, then they should let me use those credits whenever I want, no matter how far into the future I want to use them. If not, they should refund them. They absolutely should refund them if I close my account. If I'm going to give you money, I expect something in return for every cent of it. That's just basic decency.
  - jacquesm 1y ago
    > The reason they take your money and give you credits in exchange is because that gives them lower credit card processing fees (one larger transaction vs. many smaller ones). That is not the main reason why they do this. The main reason why they do this is to get easy access to what essentially amounts to free capital, effectively it is an interest free loan from you to them.

I lost my free credits they were giving away a couple years back, but when you pay they make it fairly clear they will expire. I see no issues here from any provider doing this, as long as it is made clear.

OutOfHere 1y ago
Even though they do make it clear, one should still have an issue with providers doing it. The reason is that various providers like Uber, Lyft, Namecheap, and some cloud vendors, etc. do not do it at all. As such it is a fairly unethical practice.
- richwater 1y ago
  > Even though they do make it clear > As such, it is theft, plain and simple What?
  - deleted 1y ago
    [deleted]
  - anigbrowl 1y ago
    These aren't contradictory. If I say I'm going to steal your phone and then I do, notifying you beforehand doesn't absolve me of criminal liability. One could argue that it's a contractual arrangement, but there's a well established doctrine of unconscionability in contract law. It's especially applicable when contracts are unilateral rather than being negotiated between peers.
kelnos 1y ago
I have many issues with providers doing that. The reason they take your money and give you credits in exchange is because that gives them lower credit card processing fees (one larger transaction vs. many smaller ones). If they're going to do that to make things cheaper for them, then they should let me use those credits whenever I want, no matter how far into the future I want to use them. If not, they should refund them. They absolutely should refund them if I close my account. If I'm going to give you money, I expect something in return for every cent of it. That's just basic decency.
- jacquesm 1y ago
  > The reason they take your money and give you credits in exchange is because that gives them lower credit card processing fees (one larger transaction vs. many smaller ones). That is not the main reason why they do this. The main reason why they do this is to get easy access to what essentially amounts to free capital, effectively it is an interest free loan from you to them.