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In Germany, paying for goods online using Sofort (direct bank payment, not buy now pay later) literally involves typing in the same credentials used to log into

by ssl232 1y ago

In Germany, paying for goods online using Sofort (direct bank payment, not buy now pay later) literally involves typing in the same credentials used to log into online banking, that’s your account number, branch and PIN, followed by scanning a “TAN” similar to a QR code using the bank app. The only thing stopping them taking my data and logging into my banking it seems is the TAN app part, that could easily be phished. Edit: changed Klarna to Sofort

TuxPowered 1y ago
Is this another incarnation of Sofort? Fortunately nobody is forced to used the former nor the later, you can either pay with card or just make your own SEPA transfer from any bank in Europe.
- ssl232 1y ago
  Ah yes it was Sofort, not Klarna.
- dzhiurgis 1y ago
  At least in Lithuania the "nobody is forced to used" is partly true. Sometimes in checkout flow you get links to big-5 banks and thats it, even tho technically entire SEPA should be ok.