The processor considers monthly income when calculating your projections. It'll sum all credit and debit operations (from all flows) and calculate from there.

The processor considers monthly income when calculating your projections. It'll sum all credit and debit operations (from all flows) and calculate from there. > In my mind the simplest form of budgeting is so-called "Envelope Accounting", where you have physical envelopes full of money where you pull money out when you spend it. I've done that, it helped me a lot!