7 ms·
PIX are free for persons. Companies may* pay for pix services. My bank (that is not a good bank) charges a fixed amount of 4 BRL (aprox 1 USD) per transaction (
by souenzzo 1y ago
PIX are free for persons.
Companies may* pay for pix services. My bank (that is not a good bank) charges a fixed amount of 4 BRL (aprox 1 USD) per transaction (to send PIX. not to receive)
PIX in "maquininhas" may cost ~1% to the seller.
* may: banks are allowed to charge.
- rpgbr 1y agoWhich is way cheaper than credit/debit card charges from Visa and Mastercard.
- marcosdumay 1y agoAnd there's no surprise fraud claims.
- xfalcox 1y agoMy wife runs a small retail makeup shop on Shopify, which started before pix and those surprise false fraud claims almost killed the business. Pix was such a game changer. It is perfect.
- 8bitbeep 1y ago> 4 BRL (aprox 1 USD) I wish. That's off by 50%
- Voultapher 1y agoTo give some reference, using stripe you pay 2-3% for credit card payments and PayPal charges you ~5% of the transaction amount. Apple store and Steam take 30%. So honestly 1% sounds like a great deal.
- norman784 1y agoI think comparing Steam and to some extend Apple with payment methods, they are stores and it cost money to store apps and games and for this one I'm not 100% sure, but I read a while ago that they also pay taxes for you in the country you sell, while pure payment processing services are just a proxy to move money from one account to another. You could argue that 30% is high for that, but we aren't discussing it here.