And that the penalty for defaulting is even more money owed. Pay the loans, pay interest for most of your life on an education that frequently doesn't pay comm

And that the penalty for defaulting is even more money owed. Pay the loans, pay interest for most of your life on an education that frequently doesn't pay commensurately to a job in the field, assuming you can get one. Don't pay, eventually owe hundreds of thousands of dollars more than you did originally.