>have the same situation, but with flood insurance It's not flood insurance (that's federal), it's hurricane insurance, which is technically wind. I feel that

>have the same situation, but with flood insurance It's not flood insurance (that's federal), it's hurricane insurance, which is technically wind. I feel that Florida is a bit ahead of California due to the larger insurance price increases. That being said, we're not out of the woods yet, but the reforms from a few years ago seem to be making some progress.