What software are you using that has a parent company that pays out damages to you if it fails? Because that is the purpose of 'bonded and insured'. I haven't

What software are you using that has a parent company that pays out damages to you if it fails? Because that is the purpose of 'bonded and insured'. I haven't looked at every EULA and license of every piece of software I use, but I bet that "without warranty" clauses are part of every single one of them.