There are savings account setups that do offer separate accounts for various buckets that do something like this - it may not be daily, but monthly or bi-weekly

There are savings account setups that do offer separate accounts for various buckets that do something like this - it may not be daily, but monthly or bi-weekly. I use smartyPig for this and it really is helpful. More helpful than just budgeting but still having the money sitting in the account.