In developing countries (Africa, South Asia, South America) many of the banks were disrupted by mobile payments providers. Granted, it was more that they missed

In developing countries (Africa, South Asia, South America) many of the banks were disrupted by mobile payments providers. Granted, it was more that they missed servicing the 80% of their markets that were unserviced but still needed to do things we all take for granted. Some of these are now the default payments systems.