You're right. I was bucketing the pricing/payout issues into the loan terms but they equally apply if you don't take out the loan. Obviously there are many bet

You're right. I was bucketing the pricing/payout issues into the loan terms but they equally apply if you don't take out the loan. Obviously there are many better ways to structure this if a sophisticated counterparty actually wanted a good investment opportunity for the community. Sadly that's not in anyone's interest.