In Canada we've had email money transfer since 2003. It used to cost $1 if you had a different bank then the person you were sending to but now it's free. Gener

In Canada we've had email money transfer since 2003. It used to cost $1 if you had a different bank then the person you were sending to but now it's free. Generally only good for friends and marketplace items though. Can't use it for ecommerce.