Yeah, I realise now that I read your reply my message was just questioning the broad blame on so called "stupid people", without discussing the responsibility p

Yeah, I realise now that I read your reply my message was just questioning the broad blame on so called "stupid people", without discussing the responsibility part of it. I absolutely agree the banks should implement more preventive measures to combat fraud where possible. In many cases, fraud is obvious from the bank's perspective but might not be from the victim's, for many reasons.