Sure, but you are most likely using these funds as core positions in an account which is SPIC covered to 500k. If you have more than 500k of assets in this for

Sure, but you are most likely using these funds as core positions in an account which is SPIC covered to 500k. If you have more than 500k of assets in this form, you should have multiple funds and bank accounts. Again, you need the collapse of the US currency if you are a) not exceptionally wealthy or b) not wealthy and incredibly financially uninformed.