We're unlikely to see another 0% interest era, so that's effectively a fundamental change. The changes to Section 174 are fundamental, but likely to be repealed

We're unlikely to see another 0% interest era, so that's effectively a fundamental change. The changes to Section 174 are fundamental, but likely to be repealed. I think things will get better, the effects of the above will lessen with a rate cut and probably a repeal, but the golden era is past.