My employer’s algorithm for 2020-2024 was, I kid you not, “published rate - 2%” for our cost of living raises. I’m willing to gamble they will not lower my wage

My employer’s algorithm for 2020-2024 was, I kid you not, “published rate - 2%” for our cost of living raises. I’m willing to gamble they will not lower my wage during a recession, and we’re a small, profitable, fiscally conservative firm. Why not roll the die?